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Okay, here it goes. had my 20K car loan paid off for few years but thinking about buying new F-150 Platinum 4x4.
CREDIT SCORE: 758 auto FICO from this site , however my 8 years old BK is still showing up on all 3 CRA. no lates, no collection since the filing BK discharge date.
NEW/USED: NEW
YEAR OF VEHICLE: 2016
MAKE: Ford
MODEL: F-150 Platinum
MILEAGE: 20
RETAIL/LEASE: Retail
AMOUNT OF LOAN: $60000
TERM CONTRACTED: 72 months
APR/LEASE RATE: not sure yet, they did not shot gunning my credit report... I would prefer to limit to 3 INQ per credit bureau if possible gonna tell them to limit to US Bank, Chase and Capital One pulls if its possible.
MONTHLY PAYMENT: ? not sure yet.
ANNUAL INCOME: $45,000
DEBT TO INCOME RATIO: 4%
DOWNPAYMENT: I could do between $8,000 to $10,000 toward to it.