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mlljr6
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mlljr6
Posts: 1
Registered: ‎05-08-2013

chances of getting a car loan a month after chapter 13 discharge

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‎05-08-2013 04:28 PM

I was wanting to know what my chances of getting a car loan are after a chapter 13 discharge. my fico and equifax scores are 647. I had a house, car , and some credit cards in my bankruptcy. I kept my motorcycle so i'm guessing thats what kept my score from dropping so much

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Dustink
Posts: 2,979
Registered: ‎10-02-2012

Re: chances of getting a car loan a month after chapter 13 discharge

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‎05-08-2013 09:22 PM

If you couldn't afford it last month, why can you afford it now? That is how the bank will view the transacton. 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21    


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
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