Just got the news that my citi auto loan is now with santander 
Starting Score: 12/15/09- EU=627
Yep. They are not my favorite to deal with. It seems they read from a script and their agents are hard to understand. In March 2011 when my bankruptcy is 2 years old, I will be happy to be able to go into my credit union to get my auto loan refinanced. I will have a party on the forum and everyone will be invited. 