currently have an AUTO loan with Wellsfargo Dealer Service but I just want a different company!!!

[IncrsCreditScore1]

Awesome, vayub4.

[vayub4]

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@Anonymous wrote:
I love PenFed they are awesome. You're HP is good for 60 or 90 days if you decide to try for another product (like a cc or personal loan).

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Thanks guys.... I did apply for their rewards card but was turned down. According to them I have too many obligation with my current income... Another word for saying i have too many credit cards with high limits. I guess when the time is right they'll offer me a card by themselves.

Btw, my fico score at the time of the application was 725 according to them, cant wait till my other auto loan reports so it goes higher

[nycplayboy78]

YASSSSS!!!! DCU FTW!!!! Congratz and NEVER EVER use Wells Fargo for any Auto Finance THEY ARE EFFIN CROOKS!!!!

[ScoreOrBeScored]

sorry to hear that your with WF . I too had them and had 3 different auto loans with them and they kept sticking me with 

10.79% rates. I finally got my credit together and joined a CU and got 1.65% rate.

yes you can make a payment every 2 weeks (resulting in 13 payments in 12 month period) or pay more than your 

scheduled payment. I use to do it all the time. 

I have a Amex Serve card, I would add $1,000 a month to it from my QS CC and earn the rewards. Then I would use the 

Amex bill pay system to push any payment amount you want per thru to WF dealer services. Maybe you can give that a try until

you refi your. Loan. (Note , they only accept Amex as cc uploads now, but you can use your checking account to upload funds

To the Serve card. Just a thought is all... GL