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@squirrely2005 wrote:
So I have a quick question. I'm look to buy an 07 or 08 Silverado. I want to keep my payments low around 350/month. To do this I'd need to go with at least a 60 month loan or even 72. Now the one I'm looking at has 105k miles on it. Would a bank or CU be okay with that. I do have an account at nfcu so that's an option for me. Thanks for any input. I plan on going to the bank tomorrow but I'm anxious to find out asap what my options are.
I just visited my credit union trying to finance the purchase of a 2007 Porsche 911. Learned that the CU considered an '07 to be in their "older" category and offered loans at 9% while an '08 was in its "used" category and offered loans at 3%. The value of the vehicle as determined by the lender will determine whether or not the lender will finance it and at what rate. Also, most won't do 5 years or more on older vehicles.
@Luscher wrote:
350/month and 105,000 You could probably lease one for less and it'd be new. Or something comparable. Id look around
+100000... OP, shop around. You can do better.