looking to refinance after ch 7 discharge

[saint2saint2004]

Hello, and thank you for taking the time to read/answer my post. I was discharged from ch 7 bankruptcy on 7/31/15...my current fico scores are 621 eq, 563 tu, and 573 ex... have recentely in last 2 months gotten new credit with overstock@2200, wayfair@2200, milestone cc@300, and cap. one secured @200. I purchased 2014 nissan rogue awd for 22000@18.24 @ 72 months.I Would like to refinance; any ideas of where to try.....should i wait for 6 months post bankruptcy??thanks again for your thoughts.

[Creditaddict]

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@saint2saint2004 wrote:

@Anonymous, and thank you for taking the time to read/answer my post. I was discharged from ch 7 bankruptcy on 7/31/15...my current fico scores are 621 eq, 563 tu, and 573 ex... have recentely in last 2 months gotten new credit with overstock@2200, wayfair@2200, milestone cc@300, and cap. one secured @200. I purchased 2014 nissan rogue awd for 22000@18.24 @ 72 months.I Would like to refinance; any ideas of where to try.....should i wait for 6 months post bankruptcy??thanks again for your thoughts.

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I would make at least 3 payments on current auto loan.

Join a local credit union and start talking to them about if they will look past the BK

[saint2saint2004]

thanks for the info. i have made 6 months of on time payments so far..i will take your advice.thanks again.