@creditchild wrote:
sometime this month(sept) my car loan is going to hit my cr,i have 2 credit cards with small cl,which i have a
$2.12 balance on one and a $55 balance on another. also have one with a bal of $7300,which i on time.
the question is will my score go up, potentially go down?
New credit generally will cause a score to drop a few points but this quickly recovers. If the overall and individual utilization on your credit cards is the same as last month then the car loan should be the only difference. If the utilization has gone down since last month that should help you so your scores might come out unchanged. You'll just have to wait and see.
From a BK years ago to:
EX - 9/09 pulled by lender 802
EQ - 7/06-663, 3/10-800
TU - 8/10-772
You can do the same thing with hard work
