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Heres the run down i have a 2013 honda civic 4d ex sedan. paymenst at 448/month for 72 months. i have 52 months remaining and curren balance is 19318.02 from 24820.32. capital one had been sending little notices about refinancing and if i will lower the payments im interested. what di you guys think? current interest rate is 8.99%. scores have improved since then and id like to be able to save a little cash but not extend the remaining loan terms.
@chanteezy1006 wrote:Heres the run down i have a 2013 honda civic 4d ex sedan. paymenst at 448/month for 72 months. i have 52 months remaining and curren balance is 19318.02 from 24820.32. capital one had been sending little notices about refinancing and if i will lower the payments im interested. what di you guys think? current interest rate is 8.99%. scores have improved since then and id like to be able to save a little cash but not extend the remaining loan terms.
There is a decent chance you could get a better rate than 8.99%. Hopefully the lender will pull one of your higher scores. Only one way to really find out.