quick us bank question

[creditchild]

anyone know if u can apply for a loan with us bank

even though, i' not a member? ficox(tu)671 (EQ) 647

and if so what cra the pull from? Thnks

[Anonymous]

the website makes no mention of needing to be a member- although i do know from personal experience some zip codes are excluded from some products including lending products

[Creditaddict]

not sure if cars are same as credit cards, but us bank has a 680 score minimum.

[Nadroj6]

I don't believe they require you to open an account upon obtaining an auto loan. However, they provide incentives to do so. 

I recently received an auto loan from US Bank and that was the first time I had ever stepped foot in that bank. The reason I went there was because they finance autos from non-franchise dealers, which IMO is an indication of their less stringent lending requirements. I do not know which bureau they pulled my credit from.

Also, based on a quick search of US bank auto loans (http://www.insider-car-buying-tips.com/us_bank_auto_loans.html#2), it appears they have tier 3 lending rates for scores 674 or below.