03-07-2013 03:23 PM
03-07-2013 03:46 PM
I'm in the same boat. Just purchased a new car and weeks later the loan was sold to Santander. Lots of bad things about them online, figured I would hold out for about a year and then apply at local credit unions for a refinance.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.
>> About myFICO


