so i finally got approved with a credit union.. fico:619, 7.5% apr, not including some discounts for being a recent grad and using automatic payments from the credit union account.
hit yet another bump in the road.. which is actually the original bump in the road: the lease that i currently have that i'm trying to get rid of, but cant.
it's over mileage (16,000mi) and in fair condition (cracked windshield, one mismatched tire, evidence of window getting broken into).. it will cost me thousands to return it. tried to avoid paying the end of lease bill by trying to trade it in today, but according to the appraisal, it would cost at least $7,000+ in negative equity and more fees to roll over into the new car, which the financing company will probably not do.
i really need to downsize my car, but i cant get rid of this Accord. Do I have any other options besides buying it?? I hated this car the second I got it (sneaky car salesman, uninformed buyer) and i hate it even more now...
