waiting for pending car loan

[Anonymous]

hi all just went to a chevy car delership today. I found a 2011 chevy malibu LT1 36000 miles for 14898.00 I applieded for the loan and thay seid my credit is 640. just waiting now (grr) thay are trying aly frist. then others if that don't work  so with 4000 to 5000 down. what do you thing are my chances. also the finacing maneger sounds like he realy wants me to get this loan "says to me he called in some favers" will see

whats on the credit

school loanes 2 never late 2 late 2 years ago

car loan 6 years payed off

i CC 0 balence just opened it last mouth

and for badies

1 cc falling off in june 2012

1 2 years old phone bill in CO

also make 2100 a month

rent is 100. 25 CC 100 on school loans Huby pays the rest

thanks all for the imput

[Revelate]

2011 used car, 5k down on 15k (that OTD or not including taxes and stuff?), 640 pull, you're fine, someone will pick up that note pretty much guarunteed.  Not certan on the APR but you're in a far better spot than I was, on a smaller note, and even I got approved.

[Anonymous]

fair chances of approval. don't worry. not sure of APR though