wells fargo auto loans

MsTucker09 · ‎03-16-2012

does anyone have any experience dealing with them? good or bad? I heard that they work with people with subprime scores? Thanks

Starting Score: EQ 462 9/30/11
Current Score: TU 577 4/10/12 EQ 607 4/10/12 PLUS 627 4/10/12 Beacon 5.0 621 lender pull 4/13/12
Goal Score: 650

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pizzadude · ‎03-16-2012

@MsTucker09 wrote:
does anyone have any experience dealing with them? good or bad? I heard that they work with people with subprime scores? Thanks

I don't have any experience with auto, but in general they are a fairly conservative lender, at least on the CC and mortgage side.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX

MsTucker09 · ‎03-16-2012

okay great thanks

Starting Score: EQ 462 9/30/11
Current Score: TU 577 4/10/12 EQ 607 4/10/12 PLUS 627 4/10/12 Beacon 5.0 621 lender pull 4/13/12
Goal Score: 650

Take the FICO Fitness Challenge

Hammer23 · ‎03-16-2012

Wells Fargo (directly through a branch) Can be conservitive.

Wells Fargo Dealer Services (Can only apply through a participating dealer) is a full spectrum lending. They handle everything from subprime to A+ perfect credit. They are great people to work with and if your situation isn't perfect they will try to find a way to put a deal together for you.

They have an actual person who is based on one of over 50 local offices looking at your loan, not some computer.

WF Home Projects Visa $8500 / Towpath CU Visa $7000 / Chase Freedom Visa $5500 / Cap 1 QS Visa Sig $5000 / Barclaycard Ring MC $5000 / GE Lowes $5000 / Citi Best Buy MC $4250 / Barclaycard Rewards Visa $4000 / BFG CU Visa $3500 / Citi Sears$3000 / WF Visa $2000 / GE Walmart $1900 / GE Care Credit $1900 / GE Amazon $1400 / Cap 1 Kohls $1000 / GE Old Navy $800 / Webbank Fingerhut $700

Anonymous · ‎03-16-2012

I got my original loan through wells fargo dealer services. I had a mid 500' s score,.they gave me 15.9%. Just today, after 15 months I refinanced for 10.74%. The application process was smooth and the lady on the phone helped me out a lot. I was surprised they actually refinanced their own loan with me, but they did and saved me 90 bucks a month. All in all, I'm very happy.

pakman92 · ‎03-17-2012

I have a recently approve auto loan through Wells Fargo Delaler Services. My Hyundai dealership was able to beat myh CU's rate of 3.75 using them 3.49. Rate is the most important thing in my book. So, from that perspective. I like them.

My Starting Score: EQ: 691 (11/30/11) TU98: 726 (11/30/11)
My Current Score: EQ: 779 (04/22/13) TU08: 835 (06/03/13)
DW Starting Score: EQ: 742 (03/02/12) TU98: 748 (03/02/12)
DW Current Score: EQ: 784 (03/11/13) TU08: 775 (06/03/13)

MsTucker09 · ‎03-17-2012

ok great thanks guys seems you have had great experiences with them

Starting Score: EQ 462 9/30/11
Current Score: TU 577 4/10/12 EQ 607 4/10/12 PLUS 627 4/10/12 Beacon 5.0 621 lender pull 4/13/12
Goal Score: 650

Take the FICO Fitness Challenge