I am wondering what's the best auto loan that can help get my scores up. I am at 630 fico, my mother is at 745. I have a report settled in 08,which has been removed from Equifax. I have about 1.5k for a skewness payment. What is the best scenario to for a 20k loan?. Mother has an auto loan with perfect payment,balance 6k.
Thank you for your advice
CURRENT TLS:
AMAZON $2K/ WALMART $2K /DCU $3K DELTA AMEX $1K
DISCOVER $1.2K/ PAYPALEXT $2K /COSTCOTU $1.2K
UPDATED 8/1
EQ
8/1/13 EQ 694 - (myfico) -
7/26/13 EQ 694 - (DCU)
9/10 EQ 701 - (myfico)
EX
9/8 - EX 707 (usaa/EX)
TU
6/18 TU 690 (myfico)
7/2 TU 694 (Walmart)
8/8 TU 676 (Walmart)
9/6 TU 676 (Walmart)