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will I qualify?

tag
Anonymous
Not applicable

will I qualify?

Credit Score:EQ 610 TU 603 EX603

AAoA:8 months

# of positive trade lines:1

# of negative trade lines:0

Income:37k

Lenght of Employment:8 months

Previous Loan Experience: 2 years of ontime auto payments, 2 credit cards always ontime payments.

Debt-to-Income (DTI):20%

Year of Car:2012

Miles:20k

Purchase/RefinanceSmiley Tongueurchase

Requested loan term (XX Months): 72

Car Amount: 26k

Down payment amount:10k-12k

Co-borrower/Co-Signer: No

Other: Score just dropped from 690 to 610 this month from a collection. Hopefully it will bounce back a little these next couple of months. 

Message 1 of 3
2 REPLIES 2
Anonymous
Not applicable

Re: will I qualify?

You have a good chance with that big of a down payment on that price of a vehicle.  Do you belong to any CUs?  If so, that would be your best bet.  You even try Cap One's preapproval process.

Message 2 of 3
Muff
Regular Contributor

Re: will I qualify?

Any luck 

EQ 618
TU 627
EX ?
Message 3 of 3
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