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would navy federal give my GF an auto loan with 70% util on credit cards?

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Anonymous
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would navy federal give my GF an auto loan with 70% util on credit cards?

GF ran into health issues in 2011 which drained her savings and ran up credit cards and now her car is dying.

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HoldingOntoHope
Valued Contributor

Re: would navy federal give my GF an auto loan with 70% util on credit cards?

To even hazard a guess would require at least some idea of your GF's other financial stats. For example, what are her current credit scores, how is her credit history, any previous auto loans, length of employment, income, etc.

 

Best bet is to call or walk into NFCU and ask them the question directly. May cost an inquiry on the credit report, but then she will either know if she can get approved or what corrective steps are necessary to get there. NFCU reps are the best. Not only do they not bite, but if you treat them nice they purr like kittens.

Best financial advice I ever got: "Just imagine what an adult would do and do that."

Starting Score: 500's
Current Score: EQ 701 (FICO) TU 721 (FICO) EX 715 (Quizzle)
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IOBA
Senior Contributor

Re: would navy federal give my GF an auto loan with 70% util on credit cards?

lol - great!  Next time I walk in to talk to a Navy rep, I am going to think soft, furry kitten.  Smiley Happy

 

They are pretty great!   And then there are some who are exceptional!

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