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1 Year post chapter 7 bankruptcy and excited!

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Scupra
Super Contributor

Re: 1 Year post chapter 7 bankruptcy and excited!


@Anonymous wrote:

I am anticipating filing bankruptcy in the next few weeks. Can I keep or reaffirm my Discover card and continue to pay it? Why would I want to do that? I only owe a balance of only  $800. So, I was hoping that it would help my credit score to already have or keep a major credit card. Thanks in advance!  


Once Discover hears the word "bankruptcy" they will most likely cancel the card. Be careful you aren't making preferential payments to certain creditors. I would talk with a lawyer Smiley Happy

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 11 of 15
yoyo
Established Contributor

Re: 1 Year post chapter 7 bankruptcy and excited!

I've  burnt bars clay on bk...can I get them again?

Message 12 of 15
gdale6
Moderator Emeritus

Re: 1 Year post chapter 7 bankruptcy and excited!


@yoyo wrote:

I've  burnt bars clay on bk...can I get them again?


Barclays doesnt BL forever, you will most likely have to recon for the new account.

Message 13 of 15
yoyo
Established Contributor

Re: 1 Year post chapter 7 bankruptcy and excited!

How can i do that?

Message 14 of 15
Scupra
Super Contributor

Re: 1 Year post chapter 7 bankruptcy and excited!


@yoyo wrote:

How can i do that?


Call backdoor number after getting 7-10 day message.

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 15 of 15
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