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131 point jump on Credit Karma! Can't wait on MyFico to update!

tag
TRC_WA
Senior Contributor

Re: 131 point jump on Credit Karma! Can't wait on MyFico to update!

Credit Karma scores are 100% worthless. All the site is good for is monitoring CHANGES to your report.

Same goes for Credit Sesame and the others... FICO is only score that matters.

Smiley Happy
FICO8 current as of : 4-17-24 EQ: 724 TU: 707 EX: 706
Hard INQs last 12 months: EQ: 5 | TU: 8 | EX: 9
Verizon Visa $8500 Amex Delta Reserve $10,000 Care Credit $18,000
NFCU CashRewards $7500 Apple Card $7000 Best Buy $8000 Amazon $5000
NFCU auto loan (2022 Ford Bronco Sport Badlands - Cactus Gray) 6.95%
NFCU motorcycle loan (2024 Harley Davidson Road Glide - Alpine Green & Chrome) 9.45%
Total CL: $64,000 --- Total CC UTI: 27% --- AAoA: 5.5 years --- Income: $200k
Last app: 4-6-24
Message 11 of 21
MzOptimistic
Regular Contributor

Re: 131 point jump on Credit Karma! Can't wait on MyFico to update!

My scores on CK are lower than my scores on Fico. That's good to know because it is a bummer looking at how low they are. So, once the BK is discharged and the Creditors updates the accounts to iib 0 bal, will the score increase?

CreditOne Platinum:$500/CreditOne American Express $500/Self Secured CC $575

Starting Scores in BK13: EX521,TU537,EX520
Current Scores as of April 2, 23: Waiting on Discharge: EX649,TU608,EX579
Goal Scores: EQ750,TU750,EX750


Take the myFICO Fitness Challenge
Message 12 of 21
beezer32
Regular Contributor

Re: 131 point jump on Credit Karma! Can't wait on MyFico to update!


@Anonymous wrote:

Plug your phone in, Smiley Very Happy  


Bawahahaa! =)

Message 13 of 21
michaels88369
Frequent Contributor

Re: 131 point jump on Credit Karma! Can't wait on MyFico to update!

Oh I know this is a FAKO score. I was just showing that I got the huge jump and now I'm just waiting on My Fico to update and see what the score goes up too. I should be discharged on or around July 7th. I'm ready to be discharged and start my rebuild. I've seen a massive jump in my scores (fico) since filing and love to get the notifications that it continues to rise. I'll update as soon as My Fico updates.
Credit conscience!
Message 14 of 21
michaels88369
Frequent Contributor

Re: 131 point jump on Credit Karma! Can't wait on MyFico to update!

This was my scores when I filed 

Credit conscience!
Message 15 of 21
michaels88369
Frequent Contributor

Re: 131 point jump on Credit Karma! Can't wait on MyFico to update!

Screenshot_2015-04-16-10-20-54.png

Credit conscience!
Message 16 of 21
michaels88369
Frequent Contributor

Re: 131 point jump on Credit Karma! Can't wait on MyFico to update!

Screenshot_2015-06-26-09-36-57.png

Credit conscience!
Message 17 of 21
michaels88369
Frequent Contributor

Re: 131 point jump on Credit Karma! Can't wait on MyFico to update!

And this is now. My discharge is scheduled for July 6th. I still have a few accounts not showing iib and zero balance. My house sold through the trustee on Friday and will soon show that on my cr. The house was sold for full balance owed as well. I'm ready to get on the bk to 700 plan!
Credit conscience!
Message 18 of 21
parkbuilder
Regular Contributor

Re: 131 point jump on Credit Karma! Can't wait on MyFico to update!

Congrats, those are good improvements in your FICO scores!


Starting Score: TU 649 EX 632 EQ 603(6/15)
Current Score: TU 664 EX 666 EQ 637 (9/15)
Goal Score: 700


Take the myFICO Fitness Challenge
Message 19 of 21
michaels88369
Frequent Contributor

Re: 131 point jump on Credit Karma! Can't wait on MyFico to update!

Officially received my Discharge papers today! I'm so happy
Credit conscience!
Message 20 of 21
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