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131 point jump on Credit Karma! Can't wait on MyFico to update!

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michaels88369
Frequent Contributor

131 point jump on Credit Karma! Can't wait on MyFico to update!

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Credit conscience!
Message 1 of 21
20 REPLIES 20
Anonymous
Not applicable

Re: 131 point jump on Credit Karma! Can't wait on MyFico to update!

Thats alot of points, what caused the increase?

Message 2 of 21
Anonymous
Not applicable

Re: 131 point jump on Credit Karma! Can't wait on MyFico to update!

Plug your phone in, and congrats on the increase!Smiley Very Happy  

Message 3 of 21
Scupra
Super Contributor

Re: 131 point jump on Credit Karma! Can't wait on MyFico to update!

What have you done to get a score increase? Unfortunately the scores on CK are for educational purposes only. Hoping you see some movement in your FICO's! 

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 4 of 21
Anonymous
Not applicable

Re: 131 point jump on Credit Karma! Can't wait on MyFico to update!

Congrats on that huge jump!  Smiley Very Happy  Creditkarma scores are okay to check every week.  And I would imagine your fico must have gone up also.  Might not be as much, but still great!  

Message 5 of 21
michaels88369
Frequent Contributor

Re: 131 point jump on Credit Karma! Can't wait on MyFico to update!

I got notification that Capital One deleted my 2 TL with them on my credit. They both were iib and had a few lates on them as well as still showing a balance. My bk will be discharged in early July and I hope to see even more of an increase. Right before I filed my scored across the board on myfico were 470's. Right now in sitting at 550's (even before this jump shows up)
Credit conscience!
Message 6 of 21
0REDSOX7
Valued Contributor

Re: 131 point jump on Credit Karma! Can't wait on MyFico to update!

I don't want to be "that guy" - but want to set realistic expectations that if your BK is already on your credit report, you should see no change is score simply because it is now discharged.  The flucuation in scores will be from the updates to the accounts that you IIB on your CR.

BK Discharge 2/11/14

Currently in the garden.
Message 7 of 21
Anonymous
Not applicable

Re: 131 point jump on Credit Karma! Can't wait on MyFico to update!

It will be intersting to see what myfico does.  Unfortunately, I'm one of those that CK significantly overstates my myfico score based on their scoring model.  I run at least 100 points over on CK.  CK loved my installment loan being zero'ed out while myfico hated it.

 

Your scores will jump around for a while, good luck!

Message 8 of 21
GoldSorata
Established Contributor

Re: 131 point jump on Credit Karma! Can't wait on MyFico to update!

When I had my judgments on my reports my CK scores were consistently 60-70 points higher than my FICO scores. 

Message 9 of 21
Scupra
Super Contributor

Re: 131 point jump on Credit Karma! Can't wait on MyFico to update!


@GoldSorata wrote:

When I had my judgments on my reports my CK scores were consistently 60-70 points higher than my FICO scores. 


I love how different it is for everyone Smiley Happy My CK scores are EQ 680 and TU 673

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 10 of 21
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