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2 Years post BK7 Discharge

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Creditwiser
Valued Contributor

2 Years post BK7 Discharge

Hello forum, happy 4th of July to all.   

 

Today marks 2 years since my BK7 was discharged.  I think to myself only 8 yrs to go but actually thats irrelevant since today is what matters. Thanks to this forum I'm finding myself in a very good place since heading down the BK road and I know it can only get better from this day on.  Thank you forum members for the solid advice and encouragement. Smiley Very Happy

NFCU Visa 30k | NFCU Platinum 30k | Cap1 QS 12K | Cap1 QS 11.5K | Barclay MC 9k | Delta Gold Amex 30K | Discover IT 14K | CFNA FS 3200 | CareCredit 20k| Paypal Credit 5k |
Message 1 of 6
5 REPLIES 5
Anonymous
Not applicable

Re: 2 Years post BK7 Discharge


Creditwiser wrote:

Hello forum, happy 4th of July to all.   

 

Today marks 2 years since my BK7 was discharged.  I think to myself only 8 yrs to go but actually thats irrelevant since today is what matters. Thanks to this forum I'm finding myself in a very good place since heading down the BK road and I know it can only get better from this day on.  Thank you forum members for the solid advice and encouragement. Smiley Very Happy



Congratz!

Message 2 of 6
Scupra
Super Contributor

Re: 2 Years post BK7 Discharge


@Creditwiser wrote:

Hello forum, happy 4th of July to all.   

 

Today marks 2 years since my BK7 was discharged.  I think to myself only 8 yrs to go but actually thats irrelevant since today is what matters. Thanks to this forum I'm finding myself in a very good place since heading down the BK road and I know it can only get better from this day on.  Thank you forum members for the solid advice and encouragement. Smiley Very Happy


Congrats on your hard work! 2 years is a good spot to look back and reflect. Pat yourself on the back for learning from your past and cheers to an even better future.

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 3 of 6
morgacj2004
Valued Contributor

Re: 2 Years post BK7 Discharge

Congrats! Looks like u hit your goal of 700 average. 


AX Hilton Aspire 20k, AX Bonvoy Brilliant 15k, AX BCP 2k, AX Blue Bus Cash 15k, AX Delta Air Platinum 49k, (AU) AX Delta Gold 15k, AX Amazon Prime Bus 25k, BC Uber 29k, AKUSA FCU -10k , CITI AAdvantage Exec World Elite MC 16.5k, Discover (2) 16k, Kohls-4k, VS Comenity $3k, BofA AK Air Siggy 9.8k, WF Propel AX 5k, JCP $10k PFCU Plat Rewards Siggy 39.5k, PFCU Power Cash Rewards AX 10.5k, NFCU Flagship 50k, CLOC 15k, CITI Costco 9.5k, GAP VISA Synchrony $9k,Target MC 9k, Ulta MC Comenity 9k, Pay Pal 1k, CO Venture One 23k, US Bank Radisson Rewards Signature 10k, US Bank Fred Meyers World MC, 11k, US Bank Plat VISA 15.7k, VS Comenity 2k, 240k total available credit. Utiliz-2%, Current FICO EQ-724, EX 763,TU 802 ,Chapt 7 BK D/C 11-2012. Starting scores 520-550
Message 4 of 6
aussiesareforever
Established Contributor

Re: 2 Years post BK7 Discharge

Congrats!


BK in January 2008---Barclay's Apple Financing Card ($10,000) --- Capital One Quicksilver ($13,000)--- Platinum Delta Skymiles ($35,000) --- GEMB CareCredit ($10,000) --- AUFCU ($10000)---Discover IT ($33,000)

Experian 835 Transunion 828-- August 2018
Message 5 of 6
Guyatthebeach
Valued Contributor

Re: 2 Years post BK7 Discharge

CreditWiser,

 

Congratulations on your 2nd year anniversay.

 

I hope you ciontinue to get great incrreased credit lines!

 

Guyatthebeach

Message 6 of 6
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