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So annoyed got an alert today went in to check my score it was a 26 point drop. I was figuring that I would have a little drop because a 364 balance reported on my Barclays Apple card limit of 2000 which will not report next month but also I refi'd my car loan and it reported today as closed and thay also effected my score. When i had a 90 balance report on my other card which usually reports with 0 I went up 4 points. So furstrating! I was at a 660 and dropped to a 634!!! My new car loan hasn't reported yet do you think that once they report it I will go back up some??
@vtguy25 wrote:So annoyed got an alert today went in to check my score it was a 26 point drop. I was figuring that I would have a little drop because a 364 balance reported on my Barclays Apple card limit of 2000 which will not report next month but also I refi'd my car loan and it reported today as closed and thay also effected my score. When i had a 90 balance report on my other card which usually reports with 0 I went up 4 points. So furstrating! I was at a 660 and dropped to a 634!!! My new car loan hasn't reported yet do you think that once they report it I will go back up some??
You will most likely recover some of those points over time with the new installment loan.