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341 meeting is over

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empressj
Frequent Contributor

341 meeting is over

341 meeting took about 5 minutes. Our trustee was very nice. Wished us good luck on our fresh start. Nerves have settled down. Now we must finish part 2 of credit counseling. If all goes well everything should be settled by the New Year or the somewhere around 2017.

Discharged Jan 2017
Rebuilding credit
Message 1 of 6
5 REPLIES 5
Scupra
Super Contributor

Re: 341 meeting is over

When you left did you tell yourself how silly you were for being nervous about the 341? I think that was the first thing that went through my head haha

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
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Message 2 of 6
Anonymous
Not applicable

Re: 341 meeting is over


@Scupra wrote:

When you left did you tell yourself how silly you were for being nervous about the 341? I think that was the first thing that went through my head haha


I did the same thing Scupra. LOL, I think it's the unknown and that makes your head over think things.

Message 3 of 6
sarge12
Senior Contributor

Re: 341 meeting is over


@empressj wrote:

341 meeting took about 5 minutes. Our trustee was very nice. Wished us good luck on our fresh start. Nerves have settled down. Now we must finish part 2 of credit counseling. If all goes well everything should be settled by the New Year or the somewhere around 2017.


Gotta say it....I told you so....341 is not a big deal. Did you reaffirm on your car, or just pay to stay?

TU fico08=812 07/16/23
EX fico08=809 07/16/23
EQ fico09=812 07/16/23
EX fico09=821 07/16/23
EQ fico bankcard08=832 07/16/23
TU Fico Bankcard 08=840 07/16/23
EQ NG1 fico=802 04/17/21
EQ Resilience index score=58 03/09/21
Unknown score from EX=784 used by Cap1 07/10/20
Message 4 of 6
empressj
Frequent Contributor

Re: 341 meeting is over

I sure did. Smiley Happy

Discharged Jan 2017
Rebuilding credit
Message 5 of 6
empressj
Frequent Contributor

Re: 341 meeting is over

Unfortunately we had to reaffirm, attorney advised it was best since it's fairly new and in good shape.I plan to refinance next year, keeping my fingers crossed. 

Discharged Jan 2017
Rebuilding credit
Message 6 of 6
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