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So I had my 341 today....it was very interesting that the US trustee is very interested in my soon to ex-husband's home ( he had 4 years before we got together) and wanted to know if there was equity in the home and had I ever made a payment....she also asked me about when we separated, was he paying child support, why I haven't filed for divorce? I didn't think those questions were important if he is not included in my bankruptcy chapter 7...someone please help me shed some light on this...my attorney says everything went well, she felt like they were just trying to get things on the record....just interested in the thoughts of others...I'm in Texas...
@lphillips wrote:So I had my 341 today....it was very interesting that the US trustee is very interested in my soon to ex-husband's home ( he had 4 years before we got together) and wanted to know if there was equity in the home and had I ever made a payment....she also asked me about when we separated, was he paying child support, why I haven't filed for divorce? I didn't think those questions were important if he is not included in my bankruptcy chapter 7...someone please help me shed some light on this...my attorney says everything went well, she felt like they were just trying to get things on the record....just interested in the thoughts of others...I'm in Texas...
Remember, the trustee represents the creditors and gets a commission for every asset they can find and sell. The commission is substantial (10% of the sales value IIRC).
The trustee's job is to find assets. This includes income streams and any other asset that can be liquidated to pay your creditors.
I would listen to your attorney (unless he is one of those inexperienced attorney's found in "mill type" Bk firms). Your attorney should be able to guide you through this. In fact, you and he should have already come up with a plan prior to filing to handling these questions. A good Bk attorney anticipates what the trustee will ask prior to ever filing your petition. There should be zero surprises.