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I am in my 4th year of a Chapter 13 Bankruptcy to save my home only. My mortgage creditor is Wells Fargo (WF) and Citibank. I also have a credit card with WF and a line of credit account with Bank of America (BOA). These accounts are included in the 13. All of the accounts statuses say: Making regular payments under W.E.P. and they display my account balances. I have disputed this information on each account to the CB and they will remove it one month, then turn around and add it back the next month. Do i need to constantly dispute this information? Any advise is welcome.
technically it is reporting correctly. It should only be listed as included in backruptcy if it was discharged. Since you filed a chapter 13 and are making regular payments then Making regular payments under WEP is the correct listing.
Definition of 'Wage Earner Plan (Chapter 13 Bankruptcy)'
Ok, i understand for the status, but what about the balance? I read in this forum that they should not display the balance or it should be zero.