here it goes i did call the bank and he was sooo rude saying i got a equity line in the amount of 52,775
i told him i did not. any way he proceeded to say it was for the forclosure of the house which was discharged in may 2007,,,,,but the thing was i was never on the morgage just my husband...he said your telling me you were never on it i said no,,,,and i asked him how he came to see my dh oews this when they sent him a irs thing saying 44,000 was discharged--get this its with my husbands name and my ss#...i told him i signed nothing not a thing with the house....the thing is i had a checking account with them and they put my checking account # as the morgage # so my question is i disputed this with equifax and transunion but can i ssend them a dv letter i was gonna right something like this
to whom it may concern,
i recently pulled my creit report with eq and trans and noticed this account was
listed on each of my reports as a profit and loss write off in the amout of 52,775
as a installment account.
you claim i owe you a debt,in accordance with the law,i dispute your claim and demand
that you provide me with proof of this debt
is this ok or should i add more
thanxs