About to pull my hair out!

[SSH0126]

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@Scupra wrote:

Have you been able to pick up a credit card yet? Even one month of a revolver showing payment history should help. You need something positive reporting asap

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Thank you for responding. No, My spouse just got one and put me as AU. I can try to get one though..

[Scupra]

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@SSH0126 wrote:

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@Scupra wrote:

Have you been able to pick up a credit card yet? Even one month of a revolver showing payment history should help. You need something positive reporting asap

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Thank you for responding. No, My spouse just got one and put me as AU. I can try to get one though..

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Always try to build your own profile Congrats to DH!

[SSH0126]

Of course but we collectively need the same things. I will re read on who to try again.......oh and it's a credit one card..

[SSH0126]

So the only company that we got approved for was for 17.99% interest rate...not sure what to do with that..vehicle is 2015 honda accord..

[kaylord84]

Which company ? If you don't mind me asking?

[Anonymous]

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@SSH0126 wrote:

So the only company that we got approved for was for 17.99% interest rate...not sure what to do with that..vehicle is 2015 honda accord..

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I am the user that was approved through carvana 2.5 weeks after bankruptcy...it is a soft pull and they have good cars. they soft pull your experian report and assign you a vantage score instead of fico. Then they tell you what your terms are (down payment and interest rate) and you can see what your payments are as you shop for vehicles. I pick my car up on Saturday. carvana.com 

If you arent near them they will even send you $200 to fly to pick up your vehicle

[kaylord84]

How was your identity and proof of income verification done ?

[SSH0126]

So apparently we got approved through American Honda 17.99 interest rate up to 25k 500 dwn 

[SSH0126]

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@Anonymous wrote:

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@SSH0126 wrote:

So the only company that we got approved for was for 17.99% interest rate...not sure what to do with that..vehicle is 2015 honda accord..

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I am the user that was approved through carvana 2.5 weeks after bankruptcy...it is a soft pull and they have good cars. they soft pull your experian report and assign you a vantage score instead of fico. Then they tell you what your terms are (down payment and interest rate) and you can see what your payments are as you shop for vehicles. I pick my car up on Saturday. carvana.com 

If you arent near them they will even send you $200 to fly to pick up your vehicle

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I applied last night and got an immediate message that told me to call. Did you get that message or did it lead you straight to ther terms of your approval?

[Anonymous]

I didnt have to do any verifications at all.