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Accounts Dropped of off CR

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Anonymous
Not applicable

Accounts Dropped of off CR

Good afternoon,

 

I received a notification that my credit score dropped on Monday (this was also my official discharge day although it has not hit my credit report yet). It was due to 5  items that dropped off of my report both positive (paid off) and some that were included in my bankruptcy.

 

Is this normal?

 

Thanks

Message 1 of 8
7 REPLIES 7
Scupra
Super Contributor

Re: Accounts Dropped of off CR

Really depends on what fell off.

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 2 of 8
Anonymous
Not applicable

Re: Accounts Dropped of off CR


@Scupra wrote:

Really depends on what fell off.


Two auto loans that were PIF anf three credit cards IIB

Message 3 of 8
Scupra
Super Contributor

Re: Accounts Dropped of off CR


@Anonymous wrote:

@Scupra wrote:

Really depends on what fell off.


Two auto loans that were PIF anf three credit cards IIB


Were the auto loans your only installment tradelines?

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 4 of 8
Anonymous
Not applicable

Re: Accounts Dropped of off CR


@Scupra wrote:

@Anonymous wrote:

@Scupra wrote:

Really depends on what fell off.


Two auto loans that were PIF anf three credit cards IIB


Were the auto loans your only installment tradelines?


I have another car loan that was IIB but reaffirmed. It is not reporting as of yet tho.

Message 5 of 8
Scupra
Super Contributor

Re: Accounts Dropped of off CR

Just guessing here but I think it is the loss of the good payment history and installment TL's. Don't worry too much as your score will rebound quickly when rebuilding Smiley Happy

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 6 of 8
Anonymous
Not applicable

Re: Accounts Dropped of off CR

Thank you!

Message 7 of 8
Scupra
Super Contributor

Re: Accounts Dropped of off CR

As always, no problem!

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 8 of 8
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