Acct updated: reaffirmation of debt on bankruptcy from 2010???

[Anonymous]

I just got a notification that an auto loan I had in a bankruptcy has been updated from "included in bancruptcy" to "reaffirmation of debt, pays acct as agreed".

Why this change? And why now?

[Anonymous]

And in the description, it no longer says "bancruptcy chapter 7 auto"
It now says,"reaffirmation of debt, closed or paid acct: zero balance"

[0REDSOX7]

Two questions. 1) did you reaffirm this debt? 2) when were you discharged?

[Anonymous]

I am not sure what reaffirm this debt means,   This was discharged in 2010.   

[StartingOver10]

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@Anonymous wrote:

I am not sure what reaffirm this debt means,   This was discharged in 2010.   

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Has the loan been sold? Yes, closed accounts that are IIB are sold/transferred. 

Is this the OC reporting this change?  If so you can do a direct dispute with the creditor sending in the Bk paperwork to show it wasn't reaffirmed if it was not reaffirmed. If you don't have a copy of the paperwork you can download a copy from PACER.