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I have a bunch of IIB (Included in Bankruptcy) accounts on my Equifax report that are about 6.5 years old. They are due to fall off at the 7 year mark.
I am closing on a new house right around that 7 year mark, and I'd really like to get these off ASAP so I can raise my score slightly (it's in the high 600's, trying to get to 700+) and get a better interest rate on my house before closing.
Any tips???
Ask the CRA's for early exclusion's