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After BK7 discharge, would it be a good idea for my wife (shes not filing BK) to add me as an authorized user on one of her credit cards? One of her CC has an 8K CL, and only at 2% utilization right now, and she doesnt plan on using it (except for maybe a very small purchase to keep utilization under 3-5%).
Thanks
As long as the Utilization is kept low, definitely.