you can try going to a local credit union a open a checking and savings accounts then doing a secured personal loan with them. works great and helps credit and also builds a relationship with them. could also get a secured CC with them as well and should be able to graduate it 6 to 12 months of on time payments. could even do this a more then one CU at same time.
Bankrupcy 7 Filed 2/20/2012
Discharged 6/18/2012
FICO as of 7/6/2012
TU 630 Classic (04)
EQ 641 FACTA Beacon 5.0
EX 607 Fair Isaac (ver. 2)