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Alert

Received an alert that Barclay reported an old credit card I had included in bankruptcy on my Transunion report. It was not on my Transunion report previously. My Transunion score dropped 20 points. The Barclay was listed on Equifax only but not Transunion. Can I expect to see these type of instances on my reports going forward? With trying to stay in the garden to get mortgage ready within 2 to 3 years, these types of hits will undo all the work I've done. Also, the new addition to the report seems like it was a new account versus old. Does that matter?
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Re: Alert


rebuilding2020 wrote:
Received an alert that Barclay reported an old credit card I had included in bankruptcy on my Transunion report. It was not on my Transunion report previously. My Transunion score dropped 20 points. The Barclay was listed on Equifax only but not Transunion. Can I expect to see these type of instances on my reports going forward? With trying to stay in the garden to get mortgage ready within 2 to 3 years, these types of hits will undo all the work I've done. Also, the new addition to the report seems like it was a new account versus old. Does that matter?

How long ago was your BK? If it was IIB, it should be showing correctly.....$0 bal/IIB, and your open date should still be the same, they should not have changed any of that. 

(BK7 d/c-08/2013/FICO-400's) ~ 07/2017 FICO 08- EQ-669, TU-676, EX-681
Scores being held down by tons of INQ/New acts Smiley Wink
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