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Another question abt BK

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empressj
Frequent Contributor

Another question abt BK

We plan to file BK within the next 60-90 days however I have a pending personal injury case in NJ. And don't believe anything has been filed as of yet. How does or will this impact my filing. I have recently learned NJ is a NO FAULT state . Will it slow things down in getting resolved or being that nothing has been filed. TIA!

Discharged Jan 2017
Rebuilding credit
Message 1 of 6
5 REPLIES 5
Scupra
Super Contributor

Re: Another question abt BK

I don't have an answer for you but have you talked to a lawyer yet?

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 2 of 6
empressj
Frequent Contributor

Re: Another question abt BK

I have consulted with a bk attorney but forgot to ask that question during my consultation. Ive left a message for call back
Discharged Jan 2017
Rebuilding credit
Message 3 of 6
Scupra
Super Contributor

Re: Another question abt BK


@empressj wrote:
I have consulted with a bk attorney but forgot to ask that question during my consultation. Ive left a message for call back

Hoping someone else with some knowledge will jump in for you Smiley Happy

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 4 of 6
Vegas4Play
Valued Contributor

Re: Another question abt BK

The best advice on that will come from a lawyer.

Fico 8's TU 756/ EQ 754/ EX 743- 8/2020// AAoA 5.7 years // Lines August 2020 = 619k Personal - Business 61k // Inquiries 6 TU - 0 Exp - 0 Eq.
Message 5 of 6
empressj
Frequent Contributor

Re: Another question abt BK

I have rcvd advice from my lawyer since this posting. I was just asking to see if others that may have been in a similar situation. Not looking for formal legal advice on bk forum
Discharged Jan 2017
Rebuilding credit
Message 6 of 6
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