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I posted yesterday about my success so far just 2 months post 13 DC. I'm happy to report I'm off to garden, happily!
I secured a Sportsmans guide VS thru SCT with 3.5k SL. Today we were approved for a $5K SL PenFed Powercash Card! It took several phone calls (no official recon though), agents were nothing short of a pleasure to talk to. I originally appd for Promise, but CS agent today recommended the powercash. I had to verify my income with pay stubs, but no big deal to get that card & limit.
In addition to the 2 above, I had already collected the following: Cap One QS1 $300 SL, Comenity TR $1500 SL, Overstock $8000 & Discover $800 (all unsecured)
I will attempt a CLI on Cap One next month (3rd statement cut), but otherwise am in the garden. Have wayyyy too many inquiries now because I was declined for quite a few before I started to research what was best odds post BK. Just happy that there is life after BK!
@Anonymous wrote:I posted yesterday about my success so far just 2 months post 13 DC. I'm happy to report I'm off to garden, happily!
I secured a Sportsmans guide VS thru SCT with 3.5k SL. Today we were approved for a $5K SL PenFed Powercash Card! It took several phone calls (no official recon though), agents were nothing short of a pleasure to talk to. I originally appd for Promise, but CS agent today recommended the powercash. I had to verify my income with pay stubs, but no big deal to get that card & limit.
In addition to the 2 above, I had already collected the following: Cap One QS1 $300 SL, Comenity TR $1500 SL, Overstock $8000 & Discover $800 (all unsecured)
I will attempt a CLI on Cap One next month (3rd statement cut), but otherwise am in the garden. Have wayyyy too many inquiries now because I was declined for quite a few before I started to research what was best odds post BK. Just happy that there is life after BK!
Welcome to myFICO! Congratulations on your approvals. Good luck with the upcoming CLI, I will cross my fingers for you.
If I can't get the shopping cart trick to work with Sportman's Guide is it possible I just don't meet the qualifications and should try later or is it possible they don't have the right address or something. Can't get this one to work.
@Anonymous wrote:If I can't get the shopping cart trick to work with Sportman's Guide is it possible I just don't meet the qualifications and should try later or is it possible they don't have the right address or something. Can't get this one to work.
It looks like you aren't even one month post d/c. I would give it some time. Remember that rebuilding is a marathon and not a race