So a couple of questions for my credit repair kings
1) I have a judgement that was included in BK7 from 03/2010 am I right in thinking that it will drop off my credit report at 7.5 years from that date and that the BK did not reage the DOFD. i never paid on it and never comfirmed it just allowed a default ( I know I wish I knew then what I know now........)
2) Do consumers with 2 years post discharge BK7 get rebucked at that time or can I expect a jump or drop in score on that anniverary? The reason I ask is that I might consider buying a home at that time or will it be more beneficial to wait for a certain time frame post bk before applying for a mortgage.
It is my understanding that you will not get re-bucketed until your BK falls off. I did not see any change in my scores when I hit the 2 yr mark.
@morgacj2004 wrote:It is my understanding that you will not get re-bucketed until your BK falls off. I did not see any change in my scores when I hit the 2 yr mark.
Me neither.
My BK is about to fall off in the next few months though... expecting a big change at that time.
