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I was just discharged, officially 5/4 but popped up on PACER 5/5/16. I applied and was approved for a Cap 1 Platinum for $3000 as was my husband. I also applied for the QS1 and was denied. Am i correct in that that was only one hard pull? i just want to make sure before my hubby tries for a QS1 too.
@Anonymous wrote:I was just discharged, officially 5/4 but popped up on PACER 5/5/16. I applied and was approved for a Cap 1 Platinum for $3000 as was my husband. I also applied for the QS1 and was denied. Am i correct in that that was only one hard pull? i just want to make sure before my hubby tries for a QS1 too.
Nope, they pull from all 3 credit reporting agencies.
Edit: If you applied for two cards back to back, it will be one pull from all three agencies. Accidentally left that line out-- sorry!