Auto Contract question

[0REDSOX7]

Maybe not the right forums, but you guys are smart.

I had purchased GAP insurance and a maintenance plan on last two cars.  When I had traded in vehicles in the past that have had these add-ons, I got a credit back (and went towards down payment).  Now that I am surrendering the two cars on Thursday and the accounts were IIB, can I call the GAP provider to cancel and get a refund of the balance or is it null and void given the contract is voided for being IIB?

Thoughts?

[ezdriver]

The insurance provider is an independent entity and the insurance is tied to your ownership of the auto. Once you no longer own the auto, regardless of reason, I would expect a prorated refund of my premium.

[0REDSOX7]

So, I guess I'll be calling them after I get them repossed on Thursday.  Won't be much, but it would be nice.

I figured since it was rolled into my loan, since the loan is not being paid off of with a trade/new loan, then I would forfeit that money.