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Hi I just pulled a copy of my credit report through true credit and it says zero public records for my EX credit file... I filled chapter 7 in March 2002 so I was expecting it to come off next year. But it is gone. I wonder will it take all three months for the other two to come off. What a wonderful christmas present I can't wait to finally be free of bankruptcy. Don't know real score but I surely wish I did.
Ah, that's nice!