BEYOND frustrated! Can't get approved for anything after banko

[ezdriver]

Just posting to note that the OP made two posts, expressed frustration and not returned. Would be nice if OP would make an appearance and acknowledge the suggestions of those trying to help.

[Anonymous]

I've read all the comments. My baddies are reporting properly. I spoke with a credit union. They are going to send my information to underwriting but the loan officer doesn't like I'll get approved because I have not re-established credit since my bankruptcy. How am I suppose to re-establish if I can't get approved for anything?!

I have some money to put down. The car I was looking at is $15,000.

[Scupra]

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@Anonymous wrote:

I've read all the comments. My baddies are reporting properly. I spoke with a credit union. They are going to send my information to underwriting but the loan officer doesn't like I'll get approved because I have not re-established credit since my bankruptcy. How am I suppose to re-establish if I can't get approved for anything?!

I have some money to put down. The car I was looking at is $15,000.

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There is A LOT that plays a part in UW an auto loan. Miles, age, loan to value, credit, income, down payment, etc... It may not be just your credit holding you back. If a secured credit card is the only thing you can obtain at the moment then use that to rebuild. Rebuilding is not easy and does take time and patience. You will get there.