cancel
Showing results for 
Search instead for 
Did you mean: 

BK Discharge

tag
CAnNY
Frequent Contributor

Re: BK Discharge-Credit score change after discharge

This is an old thread, but before you get a secured card you may want to read the bk thread topic "from bk7 discharge to 700 in 24..." It has valuable info.

Starting Score: TU 489 EQ 561 EX unknown (2/24/2013)
Current Score: Lender Pull (11/15/13) EQ 702, TU 679, EX 684
Goal Score: 720


Take the myFICO Fitness Challenge
Message 11 of 12
ezdriver
Senior Contributor

Re: BK Discharge-Credit score change after discharge

Since my own Ch 7 discharge a few months ago, I have established:

 

1 unsecured cc from CreditOne [$400 limit]

2 secured cc from First Progress [$300 each]

1 secured cc from a local CU [$1,000]

1 secured installment loan from same local CU [$1,000 for 12 months]

 

These are not difficult to do. I don't plan to do anymore new credit for myself but I will establish a 2nd secured or unsecured cc for my wife so her credit can be improved over time as well.

 

Message 12 of 12
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.