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Contributor
Shyone44
Posts: 79
Registered: ‎03-23-2013

BK Fall Off Date???

I'm unsure of when a bk should come off my reports. Is it 10 years from the filing date or 10 years from the discharge date?


Last app 3/21/13
EQ 658 (5/28/13)
TU 608 (5/1/13)
Community Leader
Valued Contributor
starry1
Posts: 1,985
Registered: ‎11-29-2012

Re: BK Fall Off Date???

Date of filing.


Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 2/14/14 TU 624; EQ 629; EX 610
Goal Score:  625 for now– New goal 675

Cap1 sec $700 (SD) / FP $300 (SD) / Fingerhut $800 / nRewards $2.5k / cashRewards $1.5k / NavChek $2.5k
Amazon $1.7k / Walmart $1k / Von Maur $200 /Firestone $1.2k (last app 10/08/13)
Contributor
Shyone44
Posts: 79
Registered: ‎03-23-2013

Re: BK Fall Off Date???

That's great news, Thank you for answering my question!


Last app 3/21/13
EQ 658 (5/28/13)
TU 608 (5/1/13)
Senior Contributor
DaBears
Posts: 3,916
Registered: ‎10-26-2012

Re: BK Fall Off Date???


starry1 wrote:

Date of filing.


Starry will hate me if I say when mine falls off :smileyembarrassed:

Community Leader
Valued Contributor
starry1
Posts: 1,985
Registered: ‎11-29-2012

Re: BK Fall Off Date???

I'd never hate you.  When does it come off?


Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 2/14/14 TU 624; EQ 629; EX 610
Goal Score:  625 for now– New goal 675

Cap1 sec $700 (SD) / FP $300 (SD) / Fingerhut $800 / nRewards $2.5k / cashRewards $1.5k / NavChek $2.5k
Amazon $1.7k / Walmart $1k / Von Maur $200 /Firestone $1.2k (last app 10/08/13)
Senior Contributor
DaBears
Posts: 3,916
Registered: ‎10-26-2012

Re: BK Fall Off Date???

Community Leader
Valued Contributor
starry1
Posts: 1,985
Registered: ‎11-29-2012

Re: BK Fall Off Date???

Sweet!  :smileyhappy:  I've got 10 long years to go, until November 2022.  


Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 2/14/14 TU 624; EQ 629; EX 610
Goal Score:  625 for now– New goal 675

Cap1 sec $700 (SD) / FP $300 (SD) / Fingerhut $800 / nRewards $2.5k / cashRewards $1.5k / NavChek $2.5k
Amazon $1.7k / Walmart $1k / Von Maur $200 /Firestone $1.2k (last app 10/08/13)
Senior Contributor
DaBears
Posts: 3,916
Registered: ‎10-26-2012

Re: BK Fall Off Date???

When I first filed I didn't care at the time how long I had to wait. Now its under a yr I'm anxious for it to be removed lol I'm going to get a very nice bump when this baby drops off. Im looking atleast a 75-100 point increase.

Frequent Contributor
GST2008
Posts: 443
Registered: ‎03-22-2008

Re: BK Fall Off Date???

My BK just fell off the last of my three reports today!  It's been 10 long years, but I am now officially BK free!!!!! :smileyhappy:


Current:
TU (3/11/14): 794 (Inquiries; 8/23/13)
EQ (3/23/14): 791 (Inquiries: 8/23/13)
EX (9/24/13): 780 (Inquiries: 7/2/12; 11/20/12; 7/30/13; 8/23/13)

Goals: No new inquiries for 2014, 800 for all CRs by 12/31/14
Valued Member
dbslove2
Posts: 33
Registered: ‎06-15-2012

Re: BK Fall Off Date???

Mine is not projected to fall off until 02/15 (chapter 7); I am hoping for sooner.

 

Dee


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