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When a BK ages off CRs those accounts listed IIB will continue to report for a period of time thereafter due to CRTP. If you apply for any type of credit for rebuilding purposes after the BK ages off won't creditors see at some point you had a bankruptcy with these IIB accounts still listed? And how will they look upon that scenario?
BK takes 10 years to fall of your report. Any negative account will be off in 7.5 years. If it is not, you need to dispute it.