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BK7 FINALLY GONE!!!!🎉🎉🎉

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Anonymous
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BK7 FINALLY GONE!!!!🎉🎉🎉

I am HAPPY to report that after 9yrs, 11mos, and 1 day, my BK7 is no longer reporting on ANY of my CRAs!!!!!! It has been a LONG journey. 

TU- fell off by my request about 6. 

EXP- fell off on its own abou 2 mos ago

EQ- is gone as of today!!!

 

WooooHooo!!!!🎉🎉🎉🎉🎉

 

BRING N THE SCORE INCREASE!!!!!

Message 1 of 13
12 REPLIES 12
Anonymous
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Re: BK7 FINALLY GONE!!!!🎉🎉🎉

Awesome!!! Congratulations!!
Message 2 of 13
Anonymous
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Re: BK7 FINALLY GONE!!!!🎉🎉🎉

Congrats! What happened to your scores when it disappeared?

Message 3 of 13
Anonymous
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Re: BK7 FINALLY GONE!!!!🎉🎉🎉

Gained 17 points on TU (689 my fico)

gained 9 points on EXP(661 my fico)

no change on EQ (maybe it's too soon?)(689 my fico)

Message 4 of 13
Scupra
Super Contributor

Re: BK7 FINALLY GONE!!!!🎉🎉🎉

Congrats to you! I can only dream of the day Smiley Happy

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 5 of 13
Anonymous
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Re: BK7 FINALLY GONE!!!!🎉🎉🎉

WhooooHooooo!!! Doing my happy dance for you! I know the feeling!!!

Message 6 of 13
Anonymous
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Re: BK7 FINALLY GONE!!!!🎉🎉🎉

I didn't know much about rebuilding back when my BK was discharged (2006). I assumed that I wouldn't be able to get any credit for 10 yrs. that all change when I applied for a kohls credit card 2 yrs ago (just for the discount) thinking that I'd get denied. I was shockingly approved. Then a year ago, I applied for a mortgage on accident and was approved lol. It was the loan officer that helped me to realize that my scores were "good enough for credit". Fast forward to now, everything that I've learned comes from these forums!!!! I love this site!!!!
Message 7 of 13
Vegas4Play
Valued Contributor

Re: BK7 FINALLY GONE!!!!🎉🎉🎉

Great news for you congrats.

Fico 8's TU 756/ EQ 754/ EX 743- 8/2020// AAoA 5.7 years // Lines August 2020 = 619k Personal - Business 61k // Inquiries 6 TU - 0 Exp - 0 Eq.
Message 8 of 13
Kidcat
Established Contributor

Re: BK7 FINALLY GONE!!!!🎉🎉🎉

Very Happy for youSmiley LOL  Can't wait to join you with 3 clean reports.




Last app 09/21/2021. Gardening Goal Oct 2023
Message 9 of 13
Anonymous
Not applicable

Re: BK7 FINALLY GONE!!!!🎉🎉🎉

Thanks!

Message 10 of 13
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