BK7 discharged on Pacer site, now how do I do my clean up, and when?

[freerunningmn]

Hi, I looked on Pacer and saw that it said my bk was discharged and it was updated on my equifax(sw alert). So my question is, when should I pull all my reports and dispute anything not showing iib and $0 bal? I want to get a secured cc to start rebuilding, but I also don't want to get declined and waste an inquiry...what is my best course of action?

[grassfeeder]

you should be able to get a secured card from you local CC now.  Also, check the pre-qual site from Cap 1, you may be pre-approved.

also, your reports should all reflect correctly by now.  pull them and go over them - I'd suggest signing up for the FICO score watch on this site, it's a valuable tool.

[DaBears]

SW from myFico is the same as SW EQ. myFICO has it laid out a little differently.