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BK7 has discharged on 6/8, looking for a card to start rebuild

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LS2982
Mega Contributor
‎06-10-2016 06:07 PM
‎06-10-2016 06:07 PM

BK7 has discharged on 6/8, looking for a card to start rebuild

Is there a card that would approve me on a small limit? I'm just looking for something positive to report on my files.



EQ FICO 548 3/3/16
Message 1 of 5
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TXinandout
Frequent Contributor
‎06-10-2016 06:14 PM
‎06-10-2016 06:14 PM

Re: BK7 has discharged on 6/8, looking for a card to start rebuild

OpenSky secured card, no hard pull, $200 does it. You might also want to try Capital One.
BK Discharged 06/02/2016 SCORES AROUND 475

Current scores:
EXP-667
EQ-654
TU-653
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Scupra
Super Contributor
‎06-10-2016 10:51 PM
‎06-10-2016 10:51 PM

Re: BK7 has discharged on 6/8, looking for a card to start rebuild

Did you burn Capital One?
Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 3 of 5
aussiesareforever
Established Contributor
‎06-11-2016 06:23 AM
‎06-11-2016 06:23 AM

Re: BK7 has discharged on 6/8, looking for a card to start rebuild

Hey LS. Congrats on the BK discharge and on the fresh start. As humiliating as BK can be, it can also be a great stimulus for complete financial revolution.

There are great threads in the BK forum on BK friendly credit card. I started with a Capital One card. Included them in BK but they were forgiving enough to give me another one about two months after I was discharged.

Good luck

BK in January 2008---Barclay's Apple Financing Card ($10,000) --- Capital One Quicksilver ($13,000)--- Platinum Delta Skymiles ($35,000) --- GEMB CareCredit ($10,000) --- AUFCU ($10000)---Discover IT ($33,000)

Experian 835 Transunion 828-- August 2018
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LS2982
Mega Contributor
‎06-15-2016 04:54 PM
‎06-15-2016 04:54 PM

Re: BK7 has discharged on 6/8, looking for a card to start rebuild

I think Cap1 would be in my sights 6 months from now, Credit One really helped me with approving me for a card that can help me rebuild.

Since Cap1 was IIBK im very hesitent on apping with them quickly.


EQ FICO 548 3/3/16
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