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Baddies aka IIB accounts

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masscredit
Valued Contributor

Re: Baddies aka IIB accounts

Update -

 

Today I received notice from TU. 4 accounts were removed.  I have 3 left on that report. Two more can come off in June and the final one in August. I also updating two state tax liens that I recently paid. I guess I'm kind of lucky because they actually deleted both of those liens. Yup, deleted. One was from 2010 and the other was from 2013. I checked my TU score today. It went up 8 points. The highest that it's been in a long time. I gained 5 points last month and 5 the month before from old account that have fallen off. All this allowed me to receive two CLIs tonight. One for Walmart and one for JCP. They usually say "no" and now they say "yes".

 

I'm glad I learned about this. I was running out of things to do to improve my scores. 

 

 

Pre-Credit Rebuild Scores Pre-DC (3/24/22) - EQ - 524 / TU - 519 / EX - 495

Current Scores - EQ - 687 / TU - 663/ EX - 677

TD Bank - $5000 / Mercury - $5000 / Capital One Savor One- $5000 / SDFCU Secured - $4990 / Capital One QuickSiver - $4500 / Ally Master Card - $2800/ Walmart Mastercard - $2250

Andrews FCU SSL $1500
Message 21 of 22
Deltadog03
Established Contributor

Re: Baddies aka IIB accounts

Awesome!!

EQ8: 646 EQ5: 652 V3.0: 665 **8/2015
TU8: 635 TU4: 700 V3.0 :663 **8/2015
EX8: 636 EX3: 670 V3.0: ? **8/2015
CCD Util 35%

Message 22 of 22
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