@william23 wrote:
Guys my girlfriend will be filing for Chapter 7 however she currently works for Citibank and unfortunately she has a card with them and also a line of credit through the local branch.
My question is including those items in the bk would that be something that would jeopardize her employment with the bank??? Can she get fired??
Thanks everybody for helping out.
First of all, checking with HR is the wrong move.
Now, in response to your question ... the answer is yes ... and no.
The Bankruptcy Code specifically prohibits retaliatory actions based on debts owed that are included in bankruptcy. However, termination is possible where the action is not designed as being retaliatory or meant to enforce the debt. For example, if her position is one that requires keen financial ability or involves managing assets, likely she can be terminated.
Some banks make it a general habit to terminate any employee who files for bankruptcy -- especially when the employer is one of the creditors included in the bankruptcy. I would recommend she find a way to reaffirm the debt to her employer. Even if she cannot be terminated specifically for filing bankruptcy, there is more than one way to skin a cat. A word to the wise.
