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@Anonymous wrote:Oh, I also have a BoA checking account with a balance in it. Will this help me get a BoA secured card, or is that out of the question with a recent BK on my record?
Probably. If you see my earlier post, they've been pushing the secured card on me and the only reason I can figure is because of the savings accounts I still have with them, which are less than $2k and I haven't even put new money in for awhile. I decided to leave it there so I can get a regular card from them earlier than 7-8 years.
Does anyone have the NFCU recon number? I can't find it anywhere. I got a letter saying they denied me solely because of the bankruptcy. So I am wondering since I am a new member (less than 30 days old) if I should just wait a few months and try again?
I am all over their site..and not sure where to send a secure message for credit card only for my checking or savings? Any direction on where to go there. I am very new to all of this. lol
found it! ill keep you posted!
Ok so they got back to me and unless I can send a copy of discharge papers for my Chap 13, which there aren't any yet, I would only qualify for the Secured card. Which I most likely will do because I have heard awesome things about NFCU and I would like to eventually within 6 months get a car loan thru them. Thanks for the advice! :-) After I get this secured card I am going to hold off awhile and wait to apply for anything else.
@Anonymous wrote:Ok so they got back to me and unless I can send a copy of discharge papers for my Chap 13, which there aren't any yet, I would only qualify for the Secured card. Which I most likely will do because I have heard awesome things about NFCU and I would like to eventually within 6 months get a car loan thru them. Thanks for the advice! :-) After I get this secured card I am going to hold off awhile and wait to apply for anything else.
NFCU secured nRewards is a great card that can graduate. Good luck!
Thanks Scupra! It went to review status so now I wait.
CrashDouble,
Your story sound a lot like mine. I very rarely post but I read a lot of these posts. My chapter 7 was also discharged in Feb 11 and I am in the process of getting approved for my very first mortgage. I just wanted to let you know that your story as well as others have encouraged me :-)
Job well done with your credit.