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@aussiesareforever wrote:
@aussiesareforever wrote:
@northface28 wrote:
@aussiesareforever wrote:
Thanks Dave. Your comments are helpful. I didn't burn Amex and I hadn't thought of a different airline card. I might give Venture a try in the next couple months. Once I summon up enough courage to apply for a new cardSummon up courage? Youre a virtual lock for a Venture.
ItIt is a funny thing. The better my credit has gotten, the more reluctant I am to apply for credit. I'm less than thrilled about the experian inquiry for the Delta Amex card and I'm pondering the benefit of yet another inquiry (triple pull with Capital one) and the effects of a new account on my score. I know, trivial but I honestly don't need new credit. It would be nice to get more travel miles but I have to convince my self that it is actually worth itI got an offer today for double rewards on the Discover It for a whole year (2% on purchases and 10% on rotating categories). I thought about it and bit the bullet. I was approved for $5k and I am looking forward to my card arriving. I will stick to using the Discover (Sorry Capital One) until the BK falls off. I may then reconsider an AMEX at that time.
Woooohoo! Congrats on the Discover approval They have been sending me pre approved offers once a week lately!
Yes, they still say they can't over ride the system unless I entered information wrong which I did not.
They declined me due to the bankruptcy.
@Scupra wrote:
@aussiesareforever wrote:
@aussiesareforever wrote:
@northface28 wrote:
@aussiesareforever wrote:
Thanks Dave. Your comments are helpful. I didn't burn Amex and I hadn't thought of a different airline card. I might give Venture a try in the next couple months. Once I summon up enough courage to apply for a new cardSummon up courage? Youre a virtual lock for a Venture.
ItIt is a funny thing. The better my credit has gotten, the more reluctant I am to apply for credit. I'm less than thrilled about the experian inquiry for the Delta Amex card and I'm pondering the benefit of yet another inquiry (triple pull with Capital one) and the effects of a new account on my score. I know, trivial but I honestly don't need new credit. It would be nice to get more travel miles but I have to convince my self that it is actually worth itI got an offer today for double rewards on the Discover It for a whole year (2% on purchases and 10% on rotating categories). I thought about it and bit the bullet. I was approved for $5k and I am looking forward to my card arriving. I will stick to using the Discover (Sorry Capital One) until the BK falls off. I may then reconsider an AMEX at that time.
Woooohoo! Congrats on the Discover approval They have been sending me pre approved offers once a week lately!
Scupra, I think I remember seeing on one of these threads that you were really wanting Discover. Are you going to go for it?
Got denied NFCU because of bankruptcy. Maybe because I am a new member. Should I wait about 60 days?
BofA recently sent me unsolicited docs to apply for a secured with them, and that's about 2 years 3 months post discharge and they were IIB (not mine, my ex's but still on my report for some reason). I do still have a small savings account with them that I never bothered to move to a new bank and a co-owned savings account for my 19yo from since he was a baby, so that may well be a factor. When i called to asked questions, the CSR was really pushing it on me saying I didn't even have to put up any new cash since they could just use the savings accounts I already have there.
@Anonymous wrote:
@Scupra wrote:
@aussiesareforever wrote:
@aussiesareforever wrote:
@northface28 wrote:
@aussiesareforever wrote:
Thanks Dave. Your comments are helpful. I didn't burn Amex and I hadn't thought of a different airline card. I might give Venture a try in the next couple months. Once I summon up enough courage to apply for a new cardSummon up courage? Youre a virtual lock for a Venture.
ItIt is a funny thing. The better my credit has gotten, the more reluctant I am to apply for credit. I'm less than thrilled about the experian inquiry for the Delta Amex card and I'm pondering the benefit of yet another inquiry (triple pull with Capital one) and the effects of a new account on my score. I know, trivial but I honestly don't need new credit. It would be nice to get more travel miles but I have to convince my self that it is actually worth itI got an offer today for double rewards on the Discover It for a whole year (2% on purchases and 10% on rotating categories). I thought about it and bit the bullet. I was approved for $5k and I am looking forward to my card arriving. I will stick to using the Discover (Sorry Capital One) until the BK falls off. I may then reconsider an AMEX at that time.
Woooohoo! Congrats on the Discover approval They have been sending me pre approved offers once a week lately!
Scupra, I think I remember seeing on one of these threads that you were really wanting Discover. Are you going to go for it?
That was indeed me haha! I am in the garden right now and trying to stay put
@Anonymous wrote:Got denied NFCU because of bankruptcy. Maybe because I am a new member. Should I wait about 60 days?
Try sending a secured message asking for recon and a little brown nosing.
@Scupra wrote:
@Anonymous wrote:
@Scupra wrote:
@aussiesareforever wrote:
@aussiesareforever wrote:
@northface28 wrote:
@aussiesareforever wrote:
Thanks Dave. Your comments are helpful. I didn't burn Amex and I hadn't thought of a different airline card. I might give Venture a try in the next couple months. Once I summon up enough courage to apply for a new cardSummon up courage? Youre a virtual lock for a Venture.
ItIt is a funny thing. The better my credit has gotten, the more reluctant I am to apply for credit. I'm less than thrilled about the experian inquiry for the Delta Amex card and I'm pondering the benefit of yet another inquiry (triple pull with Capital one) and the effects of a new account on my score. I know, trivial but I honestly don't need new credit. It would be nice to get more travel miles but I have to convince my self that it is actually worth itI got an offer today for double rewards on the Discover It for a whole year (2% on purchases and 10% on rotating categories). I thought about it and bit the bullet. I was approved for $5k and I am looking forward to my card arriving. I will stick to using the Discover (Sorry Capital One) until the BK falls off. I may then reconsider an AMEX at that time.
Woooohoo! Congrats on the Discover approval They have been sending me pre approved offers once a week lately!
Scupra, I think I remember seeing on one of these threads that you were really wanting Discover. Are you going to go for it?
That was indeed me haha! I am in the garden right now and trying to stay put
Yeah me too lol. I got a letter from Discover today too, its just an invitation to apply not a pre-approval but it is nice to be getting mail from a prime lender. Anyway guess I'll stay in the garden another day.
@Scupra wrote:
@aussiesareforever wrote:
@aussiesareforever wrote:
@northface28 wrote:
@aussiesareforever wrote:
Thanks Dave. Your comments are helpful. I didn't burn Amex and I hadn't thought of a different airline card. I might give Venture a try in the next couple months. Once I summon up enough courage to apply for a new cardSummon up courage? Youre a virtual lock for a Venture.
ItIt is a funny thing. The better my credit has gotten, the more reluctant I am to apply for credit. I'm less than thrilled about the experian inquiry for the Delta Amex card and I'm pondering the benefit of yet another inquiry (triple pull with Capital one) and the effects of a new account on my score. I know, trivial but I honestly don't need new credit. It would be nice to get more travel miles but I have to convince my self that it is actually worth itI got an offer today for double rewards on the Discover It for a whole year (2% on purchases and 10% on rotating categories). I thought about it and bit the bullet. I was approved for $5k and I am looking forward to my card arriving. I will stick to using the Discover (Sorry Capital One) until the BK falls off. I may then reconsider an AMEX at that time.
Woooohoo! Congrats on the Discover approval They have been sending me pre approved offers once a week lately!
Still dont know how you weaseled your way in with Chase. Going to go for Discover?
@Anonymous wrote:
@Scupra wrote:
@Anonymous wrote:
@Scupra wrote:
@aussiesareforever wrote:
@aussiesareforever wrote:
@northface28 wrote:
@aussiesareforever wrote:
Thanks Dave. Your comments are helpful. I didn't burn Amex and I hadn't thought of a different airline card. I might give Venture a try in the next couple months. Once I summon up enough courage to apply for a new cardSummon up courage? Youre a virtual lock for a Venture.
ItIt is a funny thing. The better my credit has gotten, the more reluctant I am to apply for credit. I'm less than thrilled about the experian inquiry for the Delta Amex card and I'm pondering the benefit of yet another inquiry (triple pull with Capital one) and the effects of a new account on my score. I know, trivial but I honestly don't need new credit. It would be nice to get more travel miles but I have to convince my self that it is actually worth itI got an offer today for double rewards on the Discover It for a whole year (2% on purchases and 10% on rotating categories). I thought about it and bit the bullet. I was approved for $5k and I am looking forward to my card arriving. I will stick to using the Discover (Sorry Capital One) until the BK falls off. I may then reconsider an AMEX at that time.
Woooohoo! Congrats on the Discover approval They have been sending me pre approved offers once a week lately!
Scupra, I think I remember seeing on one of these threads that you were really wanting Discover. Are you going to go for it?
That was indeed me haha! I am in the garden right now and trying to stay put
Yeah me too lol. I got a letter from Discover today too, its just an invitation to apply not a pre-approval but it is nice to be getting mail from a prime lender. Anyway guess I'll stay in the garden another day.
My letter actually had an APR range on it, I hear this is a "better pre approval" chance.