Bankruptcy Judgement or Public Record?

mizzmonick19 · ‎08-02-2010

I have a question? Once a bankruptcy has been filed and discharged... how does it report on your CR? As a judgement or public record? I'm thinking public record?

Thanks in advance.

chasmith · ‎08-02-2010

Mine reports as a Public Record.

BK7 Filed 8/11/2009 Discharged 11/23/2009. Purchased new home 4/11/2012
Starting Score:11/16/2009 EQ 566 11/16/2009 TU 538
Interim Score: 12/27/2012 EQ 683 09/17/2012 EX (lender) 670 1/01/2013 TU 701
Current Score: 11/06/2013 EQ 708 11/06/2013 EX 702 11/16/2013 702 11/06/2013 TU 729
Goal Score: EQ 740 EX 740 TU 740
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Tazman81 · ‎08-05-2010

Chapter 7 reports as a public record. I don't know about Chapter 13. I would think it is the same.

Current Score: Eq: 823 Tu: 830
Goal Score: Eq: 850 Tu: 850
Wallet: PenFed Power Cash 50k | AMEX Blue Cash (AU) 49.5k | Cap One QSMC 26.5k | AMEX Platinum NPSL | USAA Signature Visa 25k

Anonymous · ‎08-06-2010

Public record.